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groovy mike's picture
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Sick of making truck payments?

 

As a follow up to my post asking for opinions on trucks – I gotta ask – does anyone have a 4 wheel drive, quad cab truck with low mileage that they are sick of making payments on?

 

I’m starting to shop for a truck and I’d be delighted to help someone get out from under a payment that they don’t want any more.

WesternHunter's picture
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how soon

No I'm not offering my truck. I like it and need it too much.  Just a few questions though. How soon are you looking to buy a truck?  About what's the max you are willing to pay?  And finally what do you expect to get for that max price?  Keep in mind that these days around $21K will get you a nice, but bare bones truck, rear wheel drive only.  You'll want 4 wheel drive so consider paying a little bit more for it.  But as far as the other accessories go, you need to decide what you are willing to pay for or what you need.  Personally I don't need most of the stuff being offered.  Do I need SyncMyRide?  No! Do I need an over the top stereo system? No!  leather seats? No way!  Fancy trim? No! Rear camera? No!  Navigation? Not really!  Step rail bars? No! Keyless touchpad door handles?  No!  Fancy chrome package?  Hell no!!  Chrome bumpers are all the chrome I need on a truck.  But some of the newer features are nice and handy to have - 12V charging outlet, block heater, skid plates, tow packages, anti-sway, class III tow hitch, 6 speed tranny, and of course 4 wheel drive, etc are all worth the price for me.  I'd also recommend a V8 engine.  Some are offered in 6 cylinder and are fine for someone who wants a truck for non-utilitarian city driving.  You're going to appreciate the power of a V8 on mountain roads, epsecially when weighed down with an elk and all your gear.

My advice would be, if you can wait to buy, to start deciding now exactly what features you really want in your truck and what configuration of cab you want.  Shop no earlier than the end of July for the current model year.  That's when the stealerships start getting eager and prepared to liquidate their lot to make room for the next model year trucks.  Laborday weekend is also a good time to shop.  Keep in mind that as you get farther towards the year end your pickings become slimmer and slimmer.  Between Nov 28th and Dec 25th are probably the best times to car shop for the last of that years trucks.  Very few people are buying vehicles during that time and the dealers are more willing to meet your demands.  Also when buying or negotiating take a good look around the lot to see how many people are truck shopping.  This can come in handy in your favor to notice that few people or nobody else may be buying that day.  If a dealer won't budge, call them out on this fact and ask them how badly they want to make a sale today.  If business has been bad lately, they will be more willing to meet your price or something close to it.

Critter's picture
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Location: Western Colorado
Joined: 03/26/2009
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You may want to go down to a

You may want to go down to a local dealership and talk to a salesman and tell him what you are looking for.  You may be able to pick up a lease return or he may even know of a trade in that you could pick up for the right price.  Just remember it doesn't cost anything to talk to them.

WesternHunter's picture
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dealers

Critter wrote:

You may want to go down to a local dealership and talk to a salesman and tell him what you are looking for.  You may be able to pick up a lease return or he may even know of a trade in that you could pick up for the right price.  Just remember it doesn't cost anything to talk to them.

Yeah good advice Critter.  Just don't sign anything until your sure you are ready to buy groovy mike. Thumbs up

groovy mike's picture
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What do I want in a truck?

What do I want in a truck?     

Well for starters – in the past I have had two wheel drive pick ups and I have no use for them. It couldn’t even get up the driveway all winter, no thanks. So four wheel or all wheel drive is a must even if it is only on demand and not all the time. On demand might actually be better for gas mileage.  

Speaking of mileage - I drive 100 miles a day so mileage is a consideration. Even if my wife drives the truck she travels 25 miles per day so I’d like gas mileage of at least 15 miles per gallon. Better mileage makes the truck more desirable. We need room for three adults so a quad cab is the only option. The third jump seat sitting sideways just won’t do, we’ve tried that in the past too.  

My Subaru Baja has a four foot bed. That’s just not big enough to put lumber in – let alone a quartered moose. So a six foot bed is the minimum I’m considering. I bought the last car with 40,000 miles on it and it hasn’t lasted as long as I liked. It’s currently at 165,000 miles but its only eight years old. I’ve only had it for six. So I would prefer fewer miles on it when I start racking them up. So I’m looking for something with under 35,000 miles (maximum).  

Now the big question is what am I willing to pay. A brand new Dodge quad cab is only about $22,000 at the local dealership and that’s the advertised price which you know can come down so – I’m thinking $20,000 for a brand new truck and going rapidly down from there as the mileage adds up on a used truck. With something carrying 30,000 miles, I don’t want to pay more than about $15,000.   

I’ve got six months to shop before my car needs to pass another annual inspection. I can limp it along until then but if I find a deal before the end of September I can pay cash and jump on it.

Thanks guys.

WesternHunter's picture
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Joined: 05/05/2006
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4 wheel drive

I don't see any point in having a truck if it doesn't have 4 wheel drive.  4x4 capability is all I'll ever own as long as I live in the western mountain area of the US, especially in winter.  These trucks allow you to shift into 4 wheel drive manually, 4H or 4L, some even have locking differential settings too.  They're not a vehicle you want to take 4 wheeling in the mountains with, their long wheel base limits them from that.  But they do handle real nicely off-road when needed.  You don't want to drive it in 4 wheel drive all the time, only shift it in when the road condition dictate it or when anticipating hitting wet, muddy, slick, icey conditions.  Running in 4 wheel drive all the time on dry flat roads can be tough on fuel economy and will wear your tires faster.  Plus you do loose some agility when in 4 wheel drive too, you just can't turn as tight, like when maneuvering in a parking lot.

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