This is pretty old but, CVC what did you get? I don't come on the hand gun threds much because I just don't feel I know enought about them. But I do have an opinion on this. I spent most of my life as a OTR driver and a good bit driving out of Colorado to meat markets around the country. Hunts Point, little west 12th st, Harlem, Vernon, Plaski ect. The dregs of society hung in these places and cop's were a fairly uncommon site. a NYC cop once told me "if you have to shoot someone, don't call us. You do and there's to much paperwork and we'll find them anyway".
Here's what I found out about carry weapons. Get the smallest flatest weapon you can BUT in a cartridge that will do the needed job if called upon. I carried a Colt Diamondback in 38 spec and hand loaded it with 125gr JHP bullet's just as fast as I could load them without sticking the cylinder. I carried it in a high rise belt holster with a thunb break and always wore a fairly long bulky sweater to hide it; I hate sweater's! Today I use a Ruger auto in 9mm but seldom carry. I don't go to bad places anymore.
Don't sacrifice cal for concealment. You have a permit, don't worry about a bit of a bulge, worry about putting a bullet in the air that will end the confrontation. The 32 ain't it.
I have two 32's. A S&W kit gun in 32 Long and a 1917 Savage in 32 Auto. I wouldn't trust either to stop an assailent in a situtation were the drawing of a gun was warrented. Let's face it, if you need to do that, do so with enought gun, at that point concealment no longer matters. I have a brother that carried a 40 S&W in some kind of flat lightweight gun. Really nice except he couldn't shoot it. You pull one out you better be ready to shoot, capabile of shooting and have enought gun to do the job.