This is not an advertisement. It is a tip. If you guys haven’t shopped car insurance lately, do it. After we bought a newer car, my annual car insurance went up $300 per year. That prompted me to look for a better deal. First I called my insurance company – nope no better deal available, so I told them I would shop around. While I was still talking to a second company (who offered to lower my rate $300) the first company called me back offering to lower my rate $600. That’s $600 in my pocket just for threatening to leave. I'm glad to get it, but a little ticked off that they have apparently been over charging me for years. Call your carrier, threaten to switch then go get at least a couple of quotes and see if you can get a better deal!